-why frontloading the fee increase in the first 3 years from 2025-2027; and the increase for 2028-2029 is negligible? why not spread out the increase and make it a gradual annual increase from 2025 onward? -why does the fee increase start on Sept.1, 2025? How do you justify for the registrants' whose birthday is on or after Sept.1 will pay a high fee than all the registrants' whose birthday is before Sept.1, but we all have been practicing the same amount time since Jan.1, 2024? Why not implement the fee increase on Jan.1, 2026 so everyone pays the same fee. -what has the cmrito actually done to prudently decrease expenses and spending (as per the youtube done by Blair MacKenzie, he stated cmrito has tried their utmost to cut expenses)? there is a lack of transparency of type of expenses and spending and methods of decreasing cost -where does the deficit come from? again, lack of transparency of cost spending -what areas are the fee increase going toward? i.e. what is it going to cover? how do you distribute the increase in fees to cover which cost prudently? -from insight winter 2025, what are the additional mandatory regulatory workload undertaken by the college? what are these costs? The types of activities and programs that cmrito has to fulfill has not changed, so why is there a cost increase? Even w/ increase in workload, the increase in revenue generated by the increase of registrants should cover the cost (it is common sense that each of the registrant's fee should be sufficient to cover his/her cost to run the cmrito). So why is the increase in revenue not sufficient and still be in a deficit? -what is the rent for cmrito? how many more months is the current lease left? is it going to save more $$ if lease is terminated early instead of paying for the full term until the end of the contract (despite paying for penalty for terminating lease early [perhaps negotiate for a non penalty])? why not work from home for all employees to save $$ from renting an office? -what is the minimum # of registrant require for QA audit? if 20% of registrants in 2024 represents a hefty workload which led to increase expenses, then reduce the # of registrants being audited or reduce the QA hrs required for each registrant selected for audit (why is 6% of total registrants being audited acceptable back in 2011 and why not still maintain the 6% for auditing in 2024 to reduce cost and workload?) -why does increasing applicants submission increase the cost? all is required is to check whether the applicant has completed the necessary education and passed camrt, which can be verified all online straightforwardly, this shouldn't subject to much, if any, additional cost -there is an increase of capital and strategic projects from 2026 to 2027 (cost is from -35,000 o -205,000). are these all necessary? how did this "projection" derive? -what is the "investment" the college is investing? is it to grow the revenue or reserved fund? if so is the company doing a decent job in looking after the investment portfolio to ensure maximum gain and minimize loss? who is looking after this portfolio to hold the investment accountable and switch investment company if necessary for better return?